A Legal Funding Company's Shift From Guesswork to Underwriting Fit

A pre-settlement funding company, underwriting cash advances against pending injury settlements. Applications were never scarce. What slowed the desk down was how many of them didn't fit — long before anyone got to assess the actual case.

The Grind

Generic leads arrived with a name and a case type, nothing more. The underwriting team had to chase down whether the case had even reached negotiation, whether liability was contested, whether medical records existed yet. Some applicants wanted funding amounts the company didn't write. A few weren't represented by an attorney at all — too early to fund anything.

The Hidden Cost

None of that was disqualifying by itself — it just meant real underwriting time went into questions a filter could have answered first. Capital sat ready while staff worked backward from a bare lead to a fundable case, one phone call at a time.

What Changed

No call to explain underwriting criteria to a sales rep. The company set its own filters directly — case stage, liability status, documentation on hand, requested funding amount, urgency — and saw the price before ordering.

A Different First Call

What arrived had already answered the questions that used to start every call: case stage, documentation, funding amount range. The conversation moved straight to underwriting instead of discovery.

Where It Settled

It became a routine step in the intake process, not a special project — adjust filters as underwriting criteria change, adjust volume as capital availability shifts. No renegotiating criteria with someone new each time.

Leads, Not Guaranteed Approvals

We screen applicants against the criteria your company selects. We don't decide whether a case is fundable, guarantee an applicant will accept an offer, or predict repayment. Your company still owns:

You control underwriting and funding decisions. We handle getting relevant, filtered applicants in front of your team.